Digital Coupon Apps that Will Save You Money

If you haven’t jumped on the coupon bandwagon yet, have no fear, there are painless and easy ways to get started… and they are right on your phone!

While there are great savings to be made with clipped coupons, digital coupons can yield just as much, if not MORE savings to your wallet.

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The possibilities are truly endless with coupons, but if you start with digital downloads, the process will be easier. Here are a few reasons to try them:

  1. You get updated emails when new coupons arrive
  2. You can “search” for coupons which saves you time
  3. Digital coupons are sorted by aisle 
  4. Each coupon can be added to a digital “shopping list”
  5. You don’t have to buy the Sunday paper to receive coupons 

Given all the great reasons listed above, digital coupons are definitely worth a try. Here are a few of our favorite coupon apps that will save you money and time!

Ralphs App

This app is synced with your ralphs rewards card and you will save MAJOR bucks by using it. All you have to do is load your coupons on the app and scan your card at the register. One of the exciting parts of this app is the new gift cards that have been added. For some stores you can buy a $50 gift card and receive $10 off your purchase – a great way to stock up for Christmas gifts!

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Vons

Similar to the Ralphs, this app will allow you to download coupons, track sales, and gather a shopping list – while giving you a handy snapshot of the fuel points you’ve accumulated.

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Cartwheel Target App

The Cartwheel app is perfect for those who frequent Target. This app is great at sending you offers by text so you can quickly check out the new coupons that have been added and you won’t miss a sale. You can also sign up to receive alerts on specific items, like baby goods, sent straight to your phone.

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Checkout 51

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Ibotta

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These apps can be grouped together because they are both geared towards giving you cash back on the groceries you are already purchasing. Browsing deals is easy and uploading receipts is just as simple. If you regularly buy groceries (like most of us) then these apps are worth a try!

What apps do you use to save money? Care to share?

Cut Your Grocery Bill in Half

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The average American household spends an insane amount of their paycheck on groceries. How can this be? Among the many problems that contribute to this, here are a few:

1. Prices are on the rise –

We are all well-aware of the constant inflation rate, and our groceries are no exception. Prices continue to rise, and families are caught trying to cook meals at home while overspending in their grocery budgets every month.

2. “Healthy” is expensive –

Gone are the days where living on the land was the most affordable thing to do. We now find ourselves walking into health food stores shocked by the prices we see on a simple box of oatmeal.

3. Time is of the essence –

In many households, both parents carry their own jobs. This leaves less and less time for couponing, saving, and taking the time to plan out the trip to the grocery store.

In order to truly “cut your grocery bill in half” you will need to take a few important steps. Don’t worry … they are easy! Before you know it, you will see the savings start to grow.

If you can begin to change this one area of your spending, you will see major improvements in your overall budget.

Given that this is one of the biggest spending categories in American budgets, it’s important that we take control of this area.

Here Are 5 Things to Do Today to Cut Your Grocery Bill in Half: 

1. Pick One Day of the Week to Plan

On that day, you will only need to carve out an hour or less. Make sure you stick to that day every week, or else you will run out of time and start buying meals on a whim – which means more spending.

On this day, you will need 2 things – 1.) The sale flyer for the store you shop at and … 2.) Your grocery store’s mobile app with downloadable coupons

From here, write down a list of every day’s meals – breakfast, lunch, and dinner. If you want to start slow, simply write down dinners for the week.

Look at what’s on sale, compare it to coupons in your app (if there’s a sale AND a coupon you’ve hit the jackpot!) and plan your meals around those sales.

I typically plan Mon-Thurs meals because I know we will be with family or friends on Friday night. Do what works with your schedule.

Store your “list” in your phone along with your downloaded coupons and you can do this shopping trip whenever your schedule allows.

2. Shop 1 Day of the Week

Get all of your shopping done on that one day, according to your list. This should be very easy for you to do and should take less than an hour, but make sure you carve out the time for it. Think of the time you will save avoiding the store 3-4 times a week like most families! (especially during the after-work rush hour!)

The only time I deviate from the list is if I can find the store brand product that beats the price of my sale ad & coupon price. This happens on occasion, so I will just go with the store brand. That will save you BIG in the long run.

3. Pay Cash

Maybe you haven’t jumped on the “envelope system” bandwagon, but you CAN make a big difference in your budget by simply paying cash for groceries.

There’s is something innately frugal about paying cash: you know exactly what you have, you can’t spend any more than that, and you are sure you will stay within your budget.

The magic starts to happen when you realize that with this fixed amount, you can get creative in many different ways. Eventually you will see yourself buying A LOT for a little.

4. Plan for Days You Don’t Want to Cook

Throughout the week, unexpected things will happen. You will find yourself getting lazy, and that favorite chinese takeout restaurant sounds AMAZING.

So how do you combat this? Simply plan for those days.

Whether this means store-bought pizza (less expensive than takeout pizza), or freezer-friendly microwave meals that take seconds to prepare … plan for those days.

Here’s a simple comparison:

Cost of chinese takeout for 2 ppl = $20 – $25

Cost of “Pf Changs” refrigerated takeout meal for two at the grocery store = $5

**thats 4x-5x the savings!**

Thursday happens to be “that day” for me. I never want to cook on Thursdays! Maybe it’s because Friday is so close, or maybe it’s just because I can’t handle the monotony of cooking one more night, but Thursday is definitely my week spot. Because of this, I have built into the list either a pre-made meal, refrigerated pizza dough, or something very convenient to make like quesadillas.

5. Make Your Grocery Budget Reasonable

One of the biggest mistakes budgeters make is creating a spending category that is too strict. This can make you feel like a failure, as you will often miss the mark.

Decide on a reasonable amount to spend that you won’t feel “deprived” by at the end of the week. If you feel too deprived, you will end up “binge spending” at the end of the week – similar to what happens to people on a diet. They are deprived from their favorite foods only to binge on pizza Friday night!

Make sure this doesn’t happen to you, and create a solid spending category that you can consistently meet each week.

Put these 5 tips into practice today and you will see MAJOR improvements in that grocery bill!

– Faithful with Finances